Travelers PIP Settlement for New Jersey Claims Up to 70 or More for Deductible Reductions
The Travelers PIP Settlement for New Jersey Claims Up to 70 or More for Deductible Reductions settlement, with individual payouts of $70+ to eligible claimants who the claimant was a policyholder or insured under a new jersey automobile insurance policy issued by travelers indemnity co. or st. paul protective insurance co.. The deadline to file is June 16, 2026. Proof of purchase is not required.
Deadline: June 16, 2026
Total amount allocated for all claims
Estimated amount per eligible claim
No proof of purchase needed — anyone eligible can file a claim
To submit a claim for more than the automatic payment, provide the unique ID from the settlement notice. Online claimants must also provide the PIN from the same notice. The claim form must be completed (online or by mailing the PDF form) and include the required identifiers; the settlement administrator will use claim and insurer-record information to determine eligibility for any supplemental payment based on whether deductibles/copayments were used to reduce the PIP policy limits.
Settlement Summary
Personal Injury Protection (PIP) is a required type of auto insurance in New Jersey that helps pay for certain medical and related expenses after a car accident, regardless of who is at fault. The class action described here centers on allegations that Travelers Indemnity Co. and St. Paul Protective Insurance Co. improperly reduced the amount of PIP coverage available to some New Jersey policyholders—specifically by factoring in deductibles and copayments—so that certain insureds allegedly did not receive the full PIP benefits they believed their policies promised. According to the lawsuit, this dispute affected people whose insurer made PIP payments close to (but not equal to) their policy limits between April 14, 2017, and April 1, 2023. The lawsuit was filed to challenge those reductions and to recover money for affected policyholders, which is why the settlement is structured as an automatic payment plus potential supplemental relief. If you match the class criteria—such as being a Travelers or St. Paul insured in New Jersey with PIP coverage, having PIP benefits paid within $3,000 of the policy limit but not the full limit during the stated period, and not opting out—you may be eligible for at least a $70 payment, with additional compensation potentially available if deductibles or copayments were used to reduce the effective PIP limit. This matters beyond one insurer because it reflects a broader, recurring theme in auto insurance: whether policy terms and calculations align with New Jersey’s PIP rules and consumer protection expectations, especially in disputes where insurers interpret deductibles and copayments differently than claimants do; similar cases often arise when consumers argue that insurers’ benefit calculations undermine the intent of “mandatory” coverage requirements under state law and PIP regulations.
Entities Involved
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Eligibility Requirements
- The claimant was a policyholder or insured under a New Jersey automobile insurance policy issued by Travelers Indemnity Co. or St. Paul Protective Insurance Co.
- The policy included Personal Injury Protection (PIP) coverage.
- Travelers or St. Paul paid the claimant PIP benefits.
- The final PIP payment was made between April 14, 2017 and April 1, 2023.
- The final PIP payment was within $3,000 of the claimant’s PIP policy limit (inclusive) but not equal to the full policy limit.
- The class also includes heirs, executors, administrators, successors, and assigns of eligible policyholders/insureds.
- For claims for additional relief: the insurer allegedly reduced the PIP policy limit by deductibles or copayments (with supplemental amount depending on individual circumstances and insurer records).
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Important Notice About Filing Claims
Submitting false information in a settlement claim is considered perjury and will result in your claim being rejected. Fraudulent claims harm legitimate class members and may result in legal consequences.
If you are unsure about your eligibility for this settlement, please visit the official settlement administrator’s website using the link provided above. Review the eligibility criteria carefully before submitting a claim.
Class Action Champion is an independent information resource and is not affiliated with any settlement administrator, law firm, or court. We provide settlement information as a service to help connect eligible class members with legitimate settlements.
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