SP Plus Corp Dayton Airport FACTA Settlement Up to $23 Voucher for Card Expiration Receipt Printing

From October 14, 2014 to October 14, 2016, some drivers who paid for parking at Dayton International Airport with credit or debit cards received electronically printed paper receipts that included their card’s expiration date. A group of consumers filed a class action claiming that showing card expiration information on printed receipts violated the Fair and Accurate Credit Transactions Act (FACTA), a federal law designed to limit how certain payment data appears on receipts. The concern behind the complaint was that printed expiration details could make it easier for criminals to piece together payment information and potentially contribute to identity theft or fraud. The lawsuit—resolved through a settlement with SP Plus Corp.—was filed to enforce consumers’ rights under FACTA and to compensate people affected by the alleged receipt practice without requiring each person to sue separately. Eligible class members may submit a claim for a voucher worth up to $23 for use at Dayton International Airport parking, with rules such as one voucher per person, redemption only at specific exit stations for 90 days, and no cash value or stacking with other discounts. More broadly, cases like this reflect how the credit-card receipt rules changed nationwide after FACTA, and how companies can face litigation when receipt systems fail to mask or properly handle sensitive card information.